Fleet Risk Consultants

Now could be the time for you to get your Road Risk Policies in place as it looks as though the insurance underwriters are starting to demand better systems or bigger premiums.

The downturn in the economy has had an effect on the insurance underwriters and it looks like they are starting to demand higher premiums from businesses that have not previously made claims, but it may be possible to minimise these increases if you have a robust Risk Management Policy in place that shows you are managing the risks you are exposing your underwriter to.

If you think that the cost to the insurer is around £1 million for a fatal collision, then you can perhaps understand their desire to ensure that you are minimising their exposure.

Luckily our team at Fleet Risk Consultants can help you both manage your risks and work to keep your premiums at a reasonable level. We work with a team of brokers who can arrange your insurance to take into account the work we are carrying out. Also the policy will help your drivers operate in a safer, more efficient and green manner.

This can cost you as little as £395.00 for your business, which we think makes it within the budget of every business. The process is the same regardless of where you are in the world, so if you are based outside the UK you should still get in contact with the team, but in the UK we can help protect you from prosecution under Corporate Manslaughter Legislation.

You will be amazed at what we can do for you!

Nigel Grainger
Senior Consultant

Fleet Risk Consultants

I have noticed a developing trend amongst car drivers which is rather worrying for a number of reasons. The trend I have observed is that of jamming the mobile phone between the rim of the steering wheel and the centre boss, which can allow the phone to be visible to the driver whilst driving. They clearly think that this will allow them to get around the law as they would not be holding the phone, BUT and it is a huge but.

With the phone lodged in the steering wheel, right on top of the airbag, not only are they distracted whilst using the phone but when they do hit something, and they will. The airbag will be deployed and this will fire the mobile phone with explosive force. The direction that the phone will be fired is dependent on many things, but there is a good chance that the phone will be fired at you, the driver.

Here is a suggestion for you – TURN THE PHONE OFF!

You can stop every hour or so to check for messages, because being in full control of your vehicle is more important than any phone call you are likely to get. If you don’t believe me then please check out this short film from the Gwent Police, I think it makes the point.

Nigel Grainger
Senior Consultant

Fleet Risk Consultants